Analytical Tools

The central focus of Professional Choice Mortgage is Mortgage Planning.

The Mortgage is an integral part a person's total financial picture, but it is only a part of the picture and not the whole picture.  We ask the questions to determine where you want to be in the future to give you the most options to choose the best product so that you can manage your mortgage as part of your overall financial plan.

We have analytical tools that help you see and understand:

• The total cost of the loan over a specific period of time, which is more comprehensive than just looking at a rate and closing costs
• A mortgage plan with term reduction over a specific period of time
• A mortgage plan with asset accumulation over a specific period of time
• A comparison not just of rates and costs, but also of cash flow so that you can better manage your mortgage and investments to reach your ultimate goals
• Tax benefits
• Equity Repositioning and whether it makes since to reconfigure their debt structure to maximize cash flow and future wealth

Ask us to provide you with a Total Cost Analysis Report to truly see how the mortgage fits into your financial picture.

Click on the link below to see an example of the Total Cost Analysis.

Total Cost Analysis Example